Payment & Settlement Engineering

Know what is owed, who authorized it, whether funds arrived and what they paid for. We engineer the workflow from the commercial record through payment, settlement and reconciliation.

Start with the obligation

We map the agreement and the event that makes work billable into an invoice or payment obligation. Approval, adjustment and account ownership are explicit. Moneta can supply the settlement platform while an existing system retains the commercial relationship.

Verify the financial state

Receipt verification connects payment evidence to the intended obligation. Retries, duplicate notifications, partial payments, credits and mismatches receive defined handling. A completed redirect or queued transfer is insufficient to mark a balance paid.

Give finance a process it can operate

You keep your processor accounts, applicable wallets and commercial data, together with agreed integration code and configuration. Acceptance follows success, delay, failure and duplicate events through allocation and reconciliation. Another operator walks the exception and recovery procedures.